*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

:root {
    --midnight: #0F172A;
    --midnight-light: #1E293B;
    --midnight-mid: #334155;
    --mint: #34D399;
    --mint-light: #6EE7B7;
    --mint-pale: #D1FAE5;
    --mint-ghost: #ECFDF5;
    --cream: #F8FAFC;
    --warm-white: #FAFBFC;
    --stone: #64748B;
    --stone-light: #94A3B8;
    --stone-pale: #E2E8F0;
    --white: #FFFFFF;
    --shadow-sm: 0 1px 3px rgba(15, 23, 42, 0.06), 0 1px 2px rgba(15, 23, 42, 0.04);
    --shadow-md: 0 4px 16px rgba(15, 23, 42, 0.08), 0 2px 6px rgba(15, 23, 42, 0.04);
    --shadow-lg: 0 12px 40px rgba(15, 23, 42, 0.12), 0 4px 12px rgba(15, 23, 42, 0.06);
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 28px;
    --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

html {
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

body {
    font-family: 'DM Sans', -apple-system, BlinkMacSystemFont, sans-serif;
    font-size: 16px;
    line-height: 1.65;
    color: var(--midnight);
    background: var(--warm-white);
    overflow-x: hidden;
}

h1, h2, h3, h4 {
    font-family: 'Playfair Display', Georgia, serif;
    line-height: 1.2;
    font-weight: 700;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

.skip-link {
    position: absolute;
    top: -100%;
    left: 16px;
    background: var(--midnight);
    color: var(--white);
    padding: 8px 16px;
    border-radius: var(--radius-sm);
    z-index: 9999;
    font-size: 14px;
}

.skip-link:focus {
    top: 16px;
}

/* ─── NAVBAR ─── */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(250, 251, 252, 0.85);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(226, 232, 240, 0.6);
    transition: var(--transition);
}

.navbar.scrolled {
    background: rgba(250, 251, 252, 0.95);
    box-shadow: var(--shadow-sm);
}

.navbar__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 72px;
}

.navbar__brand {
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 600;
    color: var(--midnight);
    font-size: 15px;
}

.navbar__logo {
    color: var(--midnight);
    flex-shrink: 0;
}

.navbar__name {
    display: none;
}

.navbar__menu {
    display: flex;
    align-items: center;
    gap: 32px;
}

.navbar__link {
    font-size: 15px;
    font-weight: 500;
    color: var(--midnight-mid);
    transition: color var(--transition);
    position: relative;
}

.navbar__link::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--mint);
    transition: width var(--transition);
    border-radius: 1px;
}

.navbar__link:hover {
    color: var(--midnight);
}

.navbar__link:hover::after {
    width: 100%;
}

.navbar__toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
}

.navbar__bar {
    width: 22px;
    height: 2px;
    background: var(--midnight);
    border-radius: 2px;
    transition: var(--transition);
}

.navbar__toggle[aria-expanded="true"] .navbar__bar:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
}

.navbar__toggle[aria-expanded="true"] .navbar__bar:nth-child(2) {
    opacity: 0;
}

.navbar__toggle[aria-expanded="true"] .navbar__bar:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
}

/* ─── BUTTONS ─── */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 12px 24px;
    border-radius: var(--radius-sm);
    font-family: 'DM Sans', sans-serif;
    font-size: 15px;
    font-weight: 600;
    border: 2px solid transparent;
    cursor: pointer;
    transition: all var(--transition);
    white-space: nowrap;
}

.btn--dark {
    background: var(--midnight);
    color: var(--white);
    border-color: var(--midnight);
}

.btn--dark:hover {
    background: var(--midnight-light);
    border-color: var(--midnight-light);
    transform: translateY(-1px);
    box-shadow: var(--shadow-md);
}

.btn--mint {
    background: var(--mint);
    color: var(--midnight);
    border-color: var(--mint);
}

.btn--mint:hover {
    background: var(--mint-light);
    border-color: var(--mint-light);
    transform: translateY(-1px);
    box-shadow: 0 4px 16px rgba(52, 211, 153, 0.35);
}

.btn--outline-light {
    background: transparent;
    color: var(--white);
    border-color: rgba(255, 255, 255, 0.5);
}

.btn--outline-light:hover {
    background: rgba(255, 255, 255, 0.12);
    border-color: var(--white);
}

.btn--light {
    background: var(--white);
    color: var(--midnight);
    border-color: var(--white);
}

.btn--light:hover {
    background: var(--mint-pale);
    border-color: var(--mint-pale);
    transform: translateY(-1px);
    box-shadow: var(--shadow-md);
}

.btn--full {
    width: 100%;
    justify-content: center;
}

.btn--lg {
    padding: 16px 32px;
    font-size: 16px;
    border-radius: var(--radius-md);
}

/* ─── SECTION TAGS ─── */
.section-tag {
    display: inline-block;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--mint);
    background: var(--mint-ghost);
    padding: 6px 14px;
    border-radius: 100px;
    margin-bottom: 16px;
}

.section-tag--light {
    color: var(--mint-light);
    background: rgba(52, 211, 153, 0.15);
}

.section-title {
    font-size: clamp(28px, 4vw, 44px);
    color: var(--midnight);
    margin-bottom: 16px;
}

.section-title--light {
    color: var(--white);
}

.section-subtitle {
    font-size: 17px;
    color: var(--stone);
    max-width: 560px;
    line-height: 1.7;
}

.section-header {
    text-align: center;
    margin-bottom: 56px;
}

.section-header .section-subtitle {
    margin: 0 auto;
}

/* ─── HERO ─── */
.hero {
    padding: 120px 0 80px;
    background: linear-gradient(135deg, var(--warm-white) 0%, var(--mint-ghost) 50%, var(--cream) 100%);
    overflow: hidden;
    position: relative;
}

.hero::before {
    content: '';
    position: absolute;
    top: -200px;
    right: -200px;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(52, 211, 153, 0.08) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.hero__inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.hero__badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    font-weight: 600;
    color: var(--midnight);
    background: var(--white);
    padding: 8px 16px;
    border-radius: 100px;
    box-shadow: var(--shadow-sm);
    margin-bottom: 24px;
}

.hero__badge svg {
    color: #F472B6;
}

.hero__title {
    font-size: clamp(32px, 4.5vw, 52px);
    color: var(--midnight);
    margin-bottom: 20px;
    line-height: 1.15;
}

.hero__subtitle {
    font-size: 17px;
    color: var(--stone);
    line-height: 1.75;
    margin-bottom: 32px;
    max-width: 480px;
}

.hero__subtitle strong {
    color: var(--midnight);
}

.hero__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-bottom: 40px;
}

.hero__trust {
    display: flex;
    gap: 28px;
    flex-wrap: wrap;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 14px;
    font-weight: 500;
    color: var(--midnight-mid);
}

.trust-item svg {
    color: var(--mint);
    flex-shrink: 0;
}

.hero__image {
    position: relative;
}

.hero__image-wrapper {
    position: relative;
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.hero__image-wrapper img {
    width: 100%;
    height: 500px;
    object-fit: cover;
    display: block;
}

.hero__image-accent {
    position: absolute;
    bottom: -20px;
    right: -20px;
    width: 120px;
    height: 120px;
    background: var(--mint);
    border-radius: var(--radius-lg);
    z-index: -1;
    opacity: 0.5;
}

.hero__stat-card {
    position: absolute;
    bottom: -16px;
    left: -16px;
    background: var(--midnight);
    color: var(--white);
    padding: 20px 24px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
}

.stat-card__number {
    font-family: 'Playfair Display', serif;
    font-size: 32px;
    font-weight: 700;
    color: var(--mint-light);
    line-height: 1;
}

.stat-card__label {
    font-size: 13px;
    color: var(--stone-light);
    margin-top: 4px;
    line-height: 1.4;
}

/* ─── SERVICES ─── */
.services {
    padding: 96px 0;
    background: var(--white);
}

.services__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.service-card {
    background: var(--warm-white);
    border: 1px solid var(--stone-pale);
    border-radius: var(--radius-lg);
    padding: 32px;
    transition: all var(--transition);
}

.service-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: var(--mint);
    background: var(--white);
}

.service-card__icon {
    width: 56px;
    height: 56px;
    background: linear-gradient(135deg, var(--mint-ghost), var(--mint-pale));
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--midnight);
    margin-bottom: 20px;
    transition: all var(--transition);
}

.service-card:hover .service-card__icon {
    background: var(--midnight);
    color: var(--mint-light);
}

.service-card__title {
    font-family: 'DM Sans', sans-serif;
    font-size: 18px;
    font-weight: 600;
    color: var(--midnight);
    margin-bottom: 10px;
}

.service-card__desc {
    font-size: 15px;
    color: var(--stone);
    line-height: 1.7;
}

/* ─── ABOUT ─── */
.about {
    padding: 96px 0;
    background: linear-gradient(180deg, var(--warm-white) 0%, var(--mint-ghost) 100%);
}

.about__inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.about__image-stack {
    position: relative;
}

.about__image-main {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.about__image-main img {
    width: 100%;
    height: 500px;
    object-fit: cover;
    display: block;
}

.about__image-secondary {
    position: absolute;
    bottom: -24px;
    right: -24px;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    border: 4px solid var(--white);
}

.about__image-secondary img {
    width: 240px;
    height: 160px;
    object-fit: cover;
    display: block;
}

.about__experience-badge {
    position: absolute;
    top: -16px;
    left: -16px;
    background: var(--midnight);
    color: var(--white);
    padding: 16px 20px;
    border-radius: var(--radius-lg);
    text-align: center;
    box-shadow: var(--shadow-lg);
}

.experience-badge__number {
    display: block;
    font-family: 'Playfair Display', serif;
    font-size: 28px;
    font-weight: 700;
    color: var(--mint-light);
    line-height: 1;
}

.experience-badge__text {
    font-size: 12px;
    color: var(--stone-light);
    line-height: 1.4;
}

.about__content-col {
    max-width: 480px;
}

.about__text {
    font-size: 16px;
    color: var(--stone);
    line-height: 1.8;
    margin-bottom: 16px;
}

.about__features {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    margin-top: 28px;
}

.feature-item {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    font-weight: 500;
    color: var(--midnight-mid);
}

.feature-item svg {
    color: var(--mint);
    flex-shrink: 0;
}

/* ─── INSURANCE ─── */
.insurance {
    padding: 96px 0;
    background: var(--midnight);
    position: relative;
    overflow: hidden;
}

.insurance::before {
    content: '';
    position: absolute;
    top: -100px;
    left: -100px;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(52, 211, 153, 0.12) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.insurance__inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.insurance__content {
    max-width: 480px;
}

.insurance__text {
    font-size: 16px;
    color: var(--stone-light);
    line-height: 1.8;
    margin-bottom: 28px;
}

.insurance__list {
    list-style: none;
    display: grid;
    gap: 14px;
    margin-bottom: 32px;
}

.insurance__list li {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 15px;
    font-weight: 500;
    color: var(--white);
}

.insurance__list svg {
    color: var(--mint);
    flex-shrink: 0;
}

.insurance__image-col {
    position: relative;
}

.insurance__image {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.insurance__image img {
    width: 100%;
    height: 450px;
    object-fit: cover;
    display: block;
}

/* ─── TESTIMONIALS ─── */
.testimonials {
    padding: 96px 0;
    background: linear-gradient(180deg, var(--white) 0%, var(--mint-ghost) 100%);
}

.testimonials__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.testimonial-card {
    background: var(--white);
    border: 1px solid var(--stone-pale);
    border-radius: var(--radius-lg);
    padding: 32px;
    transition: all var(--transition);
}

.testimonial-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: transparent;
}

.testimonial-card__stars {
    display: flex;
    gap: 4px;
    color: #FBBF24;
    margin-bottom: 16px;
}

.testimonial-card__text {
    font-size: 15px;
    color: var(--stone);
    line-height: 1.75;
    margin-bottom: 20px;
    font-style: italic;
}

.testimonial-card__author {
    display: flex;
    align-items: center;
    gap: 12px;
}

.author-avatar {
    width: 40px;
    height: 40px;
    background: linear-gradient(135deg, var(--mint), var(--mint-light));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    font-weight: 700;
    color: var(--midnight);
    flex-shrink: 0;
}

.author-name {
    font-size: 15px;
    font-weight: 600;
    color: var(--midnight);
}

/* ─── CTA ─── */
.cta {
    padding: 96px 0;
    background: linear-gradient(135deg, var(--mint-ghost) 0%, var(--cream) 100%);
}

.cta__inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: center;
}

.cta__content {
    max-width: 480px;
}

.cta__title {
    font-size: clamp(28px, 3.5vw, 40px);
    color: var(--midnight);
    margin-bottom: 16px;
}

.cta__text {
    font-size: 16px;
    color: var(--stone);
    line-height: 1.75;
    margin-bottom: 28px;
}

.cta__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
}

.cta__image {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.cta__image img {
    width: 100%;
    height: 320px;
    object-fit: cover;
    display: block;
}

/* ─── CONTACT ─── */
.contact {
    padding: 96px 0 0;
    background: var(--midnight);
}

.contact__inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    margin-bottom: 48px;
}

.contact__text {
    font-size: 16px;
    color: var(--stone-light);
    line-height: 1.75;
    margin-bottom: 32px;
}

.contact__details {
    display: grid;
    gap: 24px;
    margin-bottom: 32px;
}

.contact-detail {
    display: flex;
    gap: 16px;
}

.contact-detail__icon {
    width: 48px;
    height: 48px;
    background: rgba(52, 211, 153, 0.12);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--mint);
    flex-shrink: 0;
}

.contact-detail strong {
    display: block;
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    color: var(--mint-light);
    margin-bottom: 4px;
}

.contact-detail span,
.contact-detail a {
    font-size: 15px;
    color: var(--stone-light);
    line-height: 1.6;
}

.contact-detail a:hover {
    color: var(--mint);
}

.contact__form-wrapper {
    background: var(--midnight-light);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: var(--radius-xl);
    padding: 36px;
}

.contact__form-title {
    font-size: 22px;
    color: var(--white);
    margin-bottom: 24px;
}

.form-group {
    margin-bottom: 16px;
}

.form-group label {
    display: block;
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    color: var(--stone-light);
    margin-bottom: 6px;
}

.form-group input,
.form-group textarea {
    width: 100%;
    padding: 12px 16px;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: var(--radius-sm);
    color: var(--white);
    font-family: 'DM Sans', sans-serif;
    font-size: 15px;
    transition: all var(--transition);
    outline: none;
}

.form-group input::placeholder,
.form-group textarea::placeholder {
    color: var(--stone);
}

.form-group input:focus,
.form-group textarea:focus {
    border-color: var(--mint);
    background: rgba(52, 211, 153, 0.06);
}

.form-group textarea {
    resize: vertical;
    min-height: 100px;
}

.form-success {
    text-align: center;
    padding: 32px;
}

.success-icon {
    width: 64px;
    height: 64px;
    background: rgba(52, 211, 153, 0.15);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 16px;
    color: var(--mint);
}

.form-success h4 {
    font-size: 20px;
    color: var(--white);
    margin-bottom: 8px;
}

.form-success p {
    font-size: 14px;
    color: var(--stone-light);
}

.contact__map {
    border-radius: var(--radius-xl) var(--radius-xl) 0 0;
    overflow: hidden;
}

/* ─── FOOTER ─── */
.footer {
    background: var(--midnight);
    border-top: 1px solid rgba(255, 255, 255, 0.06);
    padding: 56px 0 32px;
}

.footer__inner {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 48px;
    margin-bottom: 40px;
}

.footer__logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 600;
    color: var(--white);
    font-size: 15px;
    margin-bottom: 12px;
}

.footer__logo-icon {
    color: var(--white);
}

.footer__tagline {
    font-size: 14px;
    color: var(--stone);
    line-height: 1.6;
    max-width: 280px;
}

.footer__links {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.footer__links a {
    font-size: 14px;
    color: var(--stone-light);
    transition: color var(--transition);
}

.footer__links a:hover {
    color: var(--mint);
}

.footer__contact {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.footer__contact p {
    font-size: 14px;
    color: var(--stone);
    line-height: 1.6;
}

.footer__contact a {
    color: var(--stone-light);
    transition: color var(--transition);
}

.footer__contact a:hover {
    color: var(--mint);
}

.footer__bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.06);
    padding-top: 24px;
    text-align: center;
}

.footer__bottom p {
    font-size: 13px;
    color: var(--stone);
}

/* ─── BACK TO TOP ─── */
.back-to-top {
    position: fixed;
    bottom: 32px;
    right: 32px;
    width: 48px;
    height: 48px;
    background: var(--midnight);
    color: var(--white);
    border: none;
    border-radius: 50%;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 0;
    visibility: hidden;
    transform: translateY(16px);
    transition: all var(--transition);
    z-index: 900;
    box-shadow: var(--shadow-lg);
}

.back-to-top.visible {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.back-to-top:hover {
    background: var(--mint);
    color: var(--midnight);
    transform: translateY(-2px);
}

/* ─── SCROLL REVEAL (progressive enhancement) ─── */
@media (prefers-reduced-motion: no-preference) {
    .reveal {
        opacity: 0;
        transform: translateY(24px);
        transition: opacity 0.6s cubic-bezier(0.4, 0, 0.2, 1), transform 0.6s cubic-bezier(0.4, 0, 0.2, 1);
    }

    .reveal.revealed {
        opacity: 1;
        transform: translateY(0);
    }

    .reveal-delay-1 { transition-delay: 0.1s; }
    .reveal-delay-2 { transition-delay: 0.2s; }
    .reveal-delay-3 { transition-delay: 0.3s; }
    .reveal-delay-4 { transition-delay: 0.4s; }
    .reveal-delay-5 { transition-delay: 0.5s; }
}

/* ─── RESPONSIVE ─── */
@media (min-width: 640px) {
    .navbar__name {
        display: block;
    }
}

@media (max-width: 1024px) {
    .hero__inner,
    .about__inner,
    .insurance__inner,
    .cta__inner,
    .contact__inner {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .services__grid,
    .testimonials__grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer__inner {
        grid-template-columns: 1fr 1fr;
    }

    .hero__image-wrapper img,
    .about__image-main img {
        height: 400px;
    }
}

@media (max-width: 768px) {
    .navbar__menu {
        position: fixed;
        top: 72px;
        left: 0;
        right: 0;
        background: rgba(250, 251, 252, 0.98);
        backdrop-filter: blur(16px);
        -webkit-backdrop-filter: blur(16px);
        flex-direction: column;
        padding: 24px;
        gap: 16px;
        border-bottom: 1px solid var(--stone-pale);
        transform: translateY(-120%);
        opacity: 0;
        transition: all var(--transition);
        pointer-events: none;
    }

    .navbar__menu.open {
        transform: translateY(0);
        opacity: 1;
        pointer-events: all;
    }

    .navbar__toggle {
        display: flex;
    }

    .hero {
        padding: 100px 0 60px;
    }

    .hero__inner {
        gap: 32px;
    }

    .hero__image {
        order: -1;
    }

    .hero__image-wrapper img,
    .about__image-main img {
        height: 320px;
    }

    .hero__stat-card {
        bottom: -12px;
        left: -8px;
        padding: 14px 18px;
    }

    .stat-card__number {
        font-size: 24px;
    }

    .about__image-secondary {
        right: -8px;
        bottom: -16px;
    }

    .about__image-secondary img {
        width: 180px;
        height: 120px;
    }

    .about__experience-badge {
        top: -12px;
        left: -8px;
    }

    .about__features {
        grid-template-columns: 1fr;
    }

    .insurance__image img {
        height: 300px;
    }
}

@media (max-width: 640px) {
    .services__grid,
    .testimonials__grid {
        grid-template-columns: 1fr;
    }

    .hero__actions {
        flex-direction: column;
    }

    .hero__actions .btn {
        justify-content: center;
    }

    .hero__trust {
        flex-direction: column;
        gap: 12px;
    }

    .cta__actions {
        flex-direction: column;
    }

    .cta__actions .btn {
        justify-content: center;
    }

    .footer__inner {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .contact__form-wrapper {
        padding: 24px;
    }

    .back-to-top {
        bottom: 20px;
        right: 20px;
        width: 42px;
        height: 42px;
    }
}